Honest Minds Global
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Terms and Conditions

  1. A non-refundable registration fee of ₦3,000 is required to access Honest Minds Global services.
  2. You may buy foodstuffs and household essentials, or subscribe to a package for constant supply. All purchases and subscriptions are subject to these terms.
  3. Installment payments are available for all products and packages. You must make your agreed installment payments on or before the due date to avoid service interruption.
  4. Minimum weekly installment or contribution is ₦2,000. You may pay in advance or according to your chosen schedule.
  5. Failure to make a scheduled payment may result in late fees, service suspension, or loss of bonuses and supply privileges.
  6. Referral bonuses are awarded only for successful referrals who complete registration and make at least one valid payment.
  7. Each member is responsible for providing accurate registration and bank details. Honest Minds Global is not liable for losses due to incorrect information.
  8. All payments must be made through your assigned virtual account or approved payment channels. Payments not reflected on your dashboard may require you to provide proof and bank statements for investigation.
  9. Uploading fake or fraudulent payment proof will result in immediate account termination and loss of all benefits.
  10. You may register multiple accounts or packages, but each is subject to its own registration fee and payment schedule.
  11. Benefits, bonuses, and supply deliveries are processed within 3 working days of meeting all requirements and submitting a valid request.
  12. If a member passes away before completing their payment cycle, only 50% of accrued benefits will be paid to the registered next of kin.
  13. All account changes, including bank details, can only be made when no active installment or package is running.
  14. Manual payment confirmations may take up to 72 hours. Card payments are confirmed automatically.
  15. Honest Minds Global reserves the right to update these terms and conditions at any time. Continued use of our services constitutes acceptance of the latest terms.